This morning, Mount Carmel CEO welcomed a virtual guest speaker, Arvind Garg, who spoke to us from his home in Dubai, UAE, for a discussion on financial decision making and money management. Arvind spent his career as an economist for Shell Oil Company, and since retiring, has taught graduate level courses at University of Oklahoma. Arvind also wrote a book, at the request of his own kids, called Family as a Business, in which he shares his insights and advice on how to manage finances and prepare for a comfortable retirement. A big thank you to Arvind for taking time to meet with our CEO group this morning!